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Your Personal Economy: Ideas and Ideals vs. Ideology
Setting the Stage...
The men that came together in Philadelphia to craft the Declaration of Independence in 1776 were, for the most part, ideologues. Thomas Jefferson, John Adams, Benjamin Franklin,...
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If you thought that investing in the booming ‘90s would lead to security in retirement, take a look at this report and recognize that it may take another decade or two – you’re looking at 2030 – before you can recover! How about putting your mon...
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No matter what President Obama says and regardless of his eloquence saying it, it would be a dire mistake, completely lacking in common sense, wisdom, and - mostly - regard for the US Constitution, for "We the People" to allow or accept any health care or...
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A Syllogism
The financial system in America is set up to assure the success of Behemoths - large businesses, large unions, and large government bureaucracies.
In order for Behemoths to succeed, they need your money.
Therefore, the financial system in A...
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A Stimulus Story compliments of Mark Kupfer - MFL Guide in New York
It is the month of August, on the shores of the Black Sea. It is raining, and the little town looks totally deserted. It is tough times, everybody is in debt, and everybody lives on cred...
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A recent article on ProducersWeb.com suggested that Equity Indexed Universal Life (EIUL, or IUL) would serve your retirement needs well. The article didn't discuss the use of Participating Whole Life Insurance (ParWL) as either an alternative or competi...
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Forbes.com re-confirmed today what we have been talking about on this site for the past several years in an article posted by John E. Girouard.
We encourage everyone to take a few minutes to read this article and the post-scripts that follow. If your f...
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The Shenandoah Life Insurance Company has been placed in receivership status by the Virginia Insurance commissioner.
Here's the Notice of Receivership...
"On February 12, 2009, pursuant to Title 38.2, Chapters 10 and 15 of the Virginia Code, the Circu...
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Thrive In Good Times, And Better In Bad Times - Like Now.
"Who knows? Maybe an economic apocalypse is the wake-up call we all needed. Maybe. I hate to say it, but the more likely scenario is a gradual end to the recession, at which point America wi...
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An article was published in the National Underwriter on 4/20/2009. (author TREVOR THOMAS) The article suggested a flight to safety by parents and grandparents saving for college educations using a 529 Plan.
Happy Days! America is waking up to a re...
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An advisor recently asked a great question!
"There is one Money for Life concept ‘Save from income and invest from assets,' that I am interested in being better able to...teach and implement (for my clients).
Basically, my understanding is to save fr...
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In 1974 the US Congress passed ERISA and began convincing Americans that saving money was a bad idea. The law they passed convinced us that investing [aka gambling] in an IRA or 401(k) was better than putting our money into guaranteed return savings ve...
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ING To Review "Strategic Options" For U.S. Ops; May Shift Annuity Book
By ALLISON BELL
Published by National Underwriter on 4/9/2009
"ING Groep N.V. wants to reduce the scope of its U.S. operations ‘over time and as market conditions permit'..."
F...
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How many times have you heard - or said - something like, "Let's buy it! It's only fifty bucks. That's a twenty-five dollar savings!" Guess what. There is no "only" when you are dealing with your money. Moreover, savings are only savings when you ...
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Television and the internet are great teachers when you pay close attention to the advertising and not the shows that the advertising pays for.
Advertising costs lots of money. Businesses that can afford a great deal of TV and internet advertising are ...
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Where do mutual insurance companies keep their money? Bonds are a staple of mutual insurance company investments. Opponents of whole life insurance from mutual companies say returns on bonds simply don't compete with the equity [aka stock] market.
BU...
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The Money for Life Model of Financial Management and The Infinite Banking Concept(TM)
I regularly receive questions that reference The Infinite Banking ConceptTM of R. Nelson Nash. The Money for Life Model of Financial Management guides its adherents o...
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A three day [or three week] rally does not a bull market make. At this time in the cycle of failure that embraces the US and world economies, it would be just short of completely insane to believe that the American economy is out of trouble.
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Americans are struggling with the cost of everything from mortgages to groceries. The struggle is the outcome of three decades of misinformation about how to handle the money that flows through the lives of American individuals and families.
Your p...
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By Benjamin Franklin and Dr Agon Fly
A large percentage of Americans during the colonial period were self employed farmers, merchants, craftsmen, tradesman, shopkeepers, and so on. Employees were less common than partners and permanent employees even r...
