Thrive In Good Times, And Better In Bad Times - Like Now.

"Who knows?  Maybe an economic apocalypse is the wake-up call we all needed.  Maybe.  I hate to say it, but the more likely scenario is a gradual end to the recession, at which point America will slowly settle back into its old, comfortable (and dangerous) habits.  Long live credit and a new car every three years!  Isn't that the American way?  I hate to sound cynical but do you really see it going any differently?"

Paul Wilson, Editor, ProducersWeb.com

Indeed, I do see it going differently, Paul.  In fact, hundreds of life insurance and financial advisors across the USA see it differently.

I write about it regularly on their behalf on www.ProducersWeb.com, on www.themoneyforlifeblog.com,  and on the www.youBEthebank.com site.

Americans are not fools and, with a little education and explanation, are able to adopt new models of financial behavior and throw off the failed model that has brought the US to its financial knees.

The accepted conventional wisdom has America and Americans facing bankruptcy.

~ Tax deductible "savings" that are not really savings but investments (aka gambles) that have an undetermined future liability attached (aka tax rate) and are in double jeopardy because of that.

~  Buying term insurance - gambling that you won't die when you can no longer afford the premiums - and gambling with (aka investing) the money you should be putting into a secure savings vehicle - I personally prefer using whole life insurance - is another shibboleth that needs to set with the sun on the flat earth horizon.

~ Sucking equity out of you home in lieu of paying off the mortgage and investing (aka gambling) in some strategy (aka con game) that promises success and guarantees nothing.

We know - those of us who follow the Money for Life Model and teach it to our clients - we know that there is a better way.  We are NOT worried about retirement, losing our jobs, failing our families, or falling into a dungeon of debt because one of life's surprises erupts in our faces.  We know that the Money for Life Model works great in good times and better in bad times.  Especially during these bad times, we know.