Whole Life Insurance Is, By Definition, Not An Investment.

Whole Life Insurance Is Better Because No Investment Can Do What Whole Life Insurance Can Do!

A whole life insurance policy bears some of the characteristics of an investment, but at its core is a life insurance contract and is not an investment. However, because a whole life insurance policy is a contract, it makes some promises that no investment can claim...

• A whole life insurance policy provides specific, predictable, and guaranteed annual increases in its cash value account;

• A whole life insurance policy lets you grow your wealth tax free year after year...no sliding backward...no worries about stock market crashes or real estate market bubbles...just peace of mind about your money

• A whole life insurance policy can fund an inflation-protected income that you do not have to work for and you can't outlive

• A whole life insurance policy offers protection from creditors and legal claims [check with your local attorney as laws vary among states]

• You can use the money in your whole life insurance policy when one of life's surprisingly unsurprising surprises throws you off track

• Your whole life insurance policy serves you without compromise while you are alive and allows you to pay forward - tax free and to anyone you choose - your legacy of wealth and wisdom >/p?

• You have unqualified access to the cash value in a whole life policy [no approval needed] The government, your employer, or any other outsiders have nothing to say about how you use the money in your whole life insurance policy

Oh yes, did we mention that

• the growth of cash values in a whole life insurance policy are tax-free

• the income you derive from a whole life insurance policy may be tax-free if properly managed,

• the death benefits paid to beneficiaries are tax-free.

In addition, a whole life insurance policy from a mutual insurance company may also pay the potential dividends. A dividend paid to a participating whole life insurance contract by an insurance company is considered a return of unused premium and, when properly managed, becomes part of the basic policy once it has been paid. That means the growth of cash values attributed to dividends is also tax-free.

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