


Ricky Heard has been involved with property and casualty insurance since February, 1982. He is President of CBH Insurance Agency, Inc.
Ricky has been associated with the Infinite Banking Concept for the past six years, first as a practitioner, and then as a teacher of the banking process. Ricky's desire is to share the Infinite Banking Concept with others in order to help them achieve freedom from financial slavery that has been imposed on Middle America. Ricky Heard practices what he preaches, in that he has multiple dividend paying whole-life insurance policies. He uses the policies in place of conventional banking methods with great success. After six short years, he has managed to capture most of the interest being paid out and put it on his side of the line instead of having it go to a conventional bank! Ricky will be glad to visit with you about this life-changing process. Give him a call. 936-564-1735 936-554-4921 CBH Insurance Agency Offices in Nacognoches and Henderson Texas Learn More |