What amazes me most about this question is that the Money for Life Model has been the model preferred by successful savers and investors for thousands of years.

More to the point, it is the model that successful Americans followed for the past two centuries while building the most powerful economy in history.

During the past thirty years or so, however, this tried, tested and proven model has been obscured by misinformation from advertising as we have been blinded by guidance, from Behemoths and their minions, that puts our money in their pockets.

• Americans have been bamboozled into thinking that the model that has proven successful for millennia, in all kinds of economies, is no longer valid.

• We have been propagandized into believing that giving control of our money to others is wiser than maintaining control ourselves.

• We've been convinced that saving money - getting a guaranteed rate of return, and knowing that we'll have more money on December 31^st than we started with on January 1^st - is naïve and unsophisticated.

BUNK!

Large financial institutions, unions, government agencies, manufacturers, retailers - the Behemoths - aim to get control of your money through personal loans, mortgages, credit cards, savings, taxes, assessments, dues, investments, "sales," and any other mechanism they can devise to move your money into their accounts. As we say elsewhere, they make bad decisions feel good.

There are thousands of Behemoths that have discovered that your money is the pavement for their road to wealth. They are, of course, unwilling to tell you that twelve months same as cash is not really the same, or that the hypothetical return on a mutual fund really is hypothetical, or that the average "rate of return" they advertise excludes years of poor performance, or that the small tax or dues increase becomes burdensome in a few years.

In short, you haven't heard a lot about the Money for Life Model because it can make you wealthy but doesn't serve the Behemoths and doesn't put your money into the pockets of their minions.